Home loans Eligibility

One of the prerequisites of buying a new property is a Home Loan. The process of acquiring a Home Loan can be confusing & tedious. To help our Cliental, Avis Developers has tied up with few reputed banks & provides in-house assistance for Home Loan. Below is a basic chart of documents required to get a primary approval of Home Loan.

Documents required with loan application form:

Common Documents

  • Proof of Identity: Pan Card (Personal &/ Or Company)/ Driving License/ Passport/ Voters Card
  • Proof of Residence: Electricity Bill / Telephone Bill/ Rent Agreement with Tax Bill/ Ration Card
  • Income Tax returns for last 3 years (if Applicable)
  • 4. Updated Bank Pass Book / Statement of Bank Accounts for last 6 months (Personal &/ Or Company)
  • Passport size Photograph of applicant & co-applicant
  • Details of ‘Investments along with copy of investment
    (NSC, KVP, PPF, LIC, Fixed Deposits, Bonds, Vehicle R.C. Book, Property Tax Bill)
  • Detailed statement of loans taken from others with sanction letter.(Bank, Building Society, Co. Op. Society)


  • Latest Salary Certificate / Slip in original (3 months)
  • Certificate from Employer for Permanent JOB
  • 3. Form -16 (TDS Form) from Employer or Certificate of Employer
  • 4. Certificate from Employer for any other allowances which is not reflected in salary slip.

Proprietor / Professional

  • Business Profile: A note on business mentioning nature & proof of business, list of clients, suppliers, staff strength, geographical spread, etc.
  • 3 yrs P & L a/c, B/S, Computation of Income certified by Chartered Accountant.


  • Copy of Partnership Deed
  • 3 yrs P & L a/c, B/S, Computation of Income certified by Chartered Accountant.
  • Individual Computation of Income & tax returns for last 3 yrs.

Pvt. Ltd. Company

  • MOA & AOA
  • Remuneration Certificate
  • Board Resolution for fixing remuneration.
  • Company’s Annual Report
  • Individual IT returns for last 3 yrs.