Documents required with loan application form:
Common Documents
- Proof of Identity: Pan Card (Personal &/ Or Company)/ Driving License/ Passport/ Voters Card
- Proof of Residence: Electricity Bill / Telephone Bill/ Rent Agreement with Tax Bill/ Ration Card
- Income Tax returns for last 3 years (if Applicable)
- 4. Updated Bank Pass Book / Statement of Bank Accounts for last 6 months (Personal &/ Or Company)
- Passport size Photograph of applicant & co-applicant
- Details of ‘Investments along with copy of investment
(NSC, KVP, PPF, LIC, Fixed Deposits, Bonds, Vehicle R.C. Book, Property Tax Bill) - Detailed statement of loans taken from others with sanction letter.(Bank, Building Society, Co. Op. Society)
Employed
- Latest Salary Certificate / Slip in original (3 months)
- Certificate from Employer for Permanent JOB
- 3. Form -16 (TDS Form) from Employer or Certificate of Employer
- 4. Certificate from Employer for any other allowances which is not reflected in salary slip.
Proprietor / Professional
- Business Profile: A note on business mentioning nature & proof of business, list of clients, suppliers, staff strength, geographical spread, etc.
- 3 yrs P & L a/c, B/S, Computation of Income certified by Chartered Accountant.
Partnership
- Copy of Partnership Deed
- 3 yrs P & L a/c, B/S, Computation of Income certified by Chartered Accountant.
- Individual Computation of Income & tax returns for last 3 yrs.
Pvt. Ltd. Company
- MOA & AOA
- Remuneration Certificate
- Board Resolution for fixing remuneration.
- Company’s Annual Report
- Individual IT returns for last 3 yrs.
